MoneyBox  is a savings and payment system based on a scratch card and enabled by any mobile phone. It provides individuals with a cash-like way to remotely save, spend, and transfer money.

With MoneyBox , anyone can open-up a bank Account-On-The-Street (AOTS), save money into any bank account, TopUp  airtime, pay utility bills, buy insurance, send money to friends and relatives, withdraw money at dealer locations (HTM), any partner bank or ATMs, get profiled for credit, insurance, access loans and make investments.

MoneyBox  creates the possibility of real-time financial access functions at dealer locations where cash-in and cash-out are possible.